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triyomi

Luxury Jewelry Protection

Regular price
Rs. 49,999.00
Regular price
Sale price
Rs. 49,999.00
Shipping calculated at checkout.
Description

Jewellery can be an integral part of your life, handed down through the generations, received as a gift from a loved one or bought as a reminder of an extraordinary place or period in your life. Your jewellery is more than just something you wear. These priceless pieces evoke memories of a special time in your life.

While jewellery can be included as part of your general home & contents insurance policy, it is common for such policies to fall well behind the mark, especially when it comes to providing appropriate coverage in the unfortunate event that any of your prized possessions are lost, stolen or damaged.

 

 

Key Coverage Highlights

Jewellery Collection

We cover most causes of loss, like a broken link in your bracelet, damage to your watch face or your engagement ring that goes missing while on a trip – all with no deductible. Let us help protect the special things you’ve acquired over the years.

  • The market value of each piece of fine jewellery in your collection is determined from the start. In the event of a total covered loss, you will receive 100% of the insured value, with no excess or depreciation.
  • Worldwide cover for physical loss or damage to your jewellery no matter where you go or how long you stay.
  • Option to receive cash settlement in the event of irreparable damage or loss to your jewellery.
  • If one piece of a pair or set is lost or damaged beyond repair, you can simply choose to hand in the remaining piece(s) and we will pay the full replacement cost for the entire pair or set.
  • If an itemised piece is damaged, we will not only pay to repair it, but also compensate for any loss in market value as a result of the damage.
  • Immediate cover for newly purchased jewellery within 90 days notification, up to 25% of the existing itemised amount, subject to a maximum of S$100,000.

 

Who is Triyomi Collection's jewellery cover designed for?

Jewellery cover is included in our Masterpiece policy and is designed to cater to a wide range of individuals and situations. This insurance is particularly beneficial for:

Jewellery enthusiasts

Whether you own a collection of precious jewellery or have a few treasured pieces, Triyomi's Masterpiece provides specialised coverage for those with a love for beautiful pieces.

Successful individuals

For individuals with substantial jewellery assets, we offer customised coverage that aligns with your unique needs, ensuring adequate insurance for your valuable items.

Travellers and jetsetters

If you frequently travel or often find yourself away from home, our worldwide coverage ensures that your jewellery is covered against loss, damage, or theft, allowing you that extra comfort when abroad.

Collectors and connoisseurs

If you collect rare and valuable jewellery, Triyomi offers comprehensive coverage that takes into account the unique value and characteristics of your collection.



Please note that Triyomi jewellery cover can be tailored to meet the specific needs of various individuals and situations. Contact your insurance agent or broker to discuss how our coverage can benefit you and ensure your cherished jewellery is insured.

Shipping Policy

FREE SHIPPING & RETURN
Free shipping on all orders

Customers can return their order within 7 days after an order has been delivered.

Shipment will be delivered with in 2-7 working days.

If you have received a defective product, send us images at triyomicollection@gmail.com and we will get back to you. Once confirmed by the Customer Experience Team the refund will be provided.

Gift cards/vouchers are non-refundable.

How does the Return process work?

You can only apply for a Return from your Sohi account. Login to your account and go the ‘Return/Exchange’ section. Enter your order details and proceed with the next steps. 

What is the refund policy for returns of orders placed during a sale?

If an order placed during a sale is returned to us, only the amount paid by you will be refunded, not the current product price.

How do I self-ship the products?

Please Inform in Prior to our Customer Experience Team before Self-Shipping and pack the items securely to prevent any loss or damage during transit. All items must be in unused condition with all original tags attached and packaging intact.

You can courier the product(s) to the address mentioned below:

Triyomi Collections, 2/126 poongodi illam, 3rd cross neathaji nagar mookandapalli, 635126 hosur Tamil Nadu, India

On receiving the product at the warehouse products will be checked amount will be credited to your account for Courier Charges.

PLEASE NOTE: We request that you do not use Professional Couriers for self return as they are not reliable and the package will not be accepted at the warehouse. Please make sure your courier costs do not exceed the 200Rs. We recommend using ‘Speed Post’ as your courier service. Speed Post is a Government of India owned entity and has the most widely distributed postal network in India.

How do I cancel my order?

Orders that have not been shipped can be cancelled by placing a Return Request or by calling our Customer Care Number (+91 88384-06302).

If you want to edit your order we will not be able to change anything once shipped. For changes in the order before it has been shipped, please call us directly on the number and we will see if we can work it out for you.

What are the terms and conditions for refund?

Refunds for Prepaid orders would directly be initiated to source account and COD order will be refunded based on the account details/UPI you provide.

Cancellations - If the order is cancelled before shipped, the refund will be done within 7-10 business days. If a cancellation is required after the product is shipped, we will provide a refund upon request, after the package reaches back to us.

Wrong/ Missing products - We can either ship out the product(s) (if available in stock at the time) or a refund as per your convenience

Return Policy

We have a 30-day return policy, which means you have 30 days after receiving your item to request a return.

To be eligible for a return, your item must be in the same condition that you received it, unworn or unused, with tags, and in its original packaging. You’ll also need the receipt or proof of purchase.

To start a return, you can contact us at triyomicollection@gmail.com. Please note that returns will need to be sent to the following address:Triyomi Collections, 2/126 poongodi illam, 3rd cross neathaji nagar mookandapalli, 635126 hosur Tamil Nadu, India

If your return is accepted, we’ll send you a return shipping label, as well as instructions on how and where to send your package. Items sent back to us without first requesting a return will not be accepted.

You can always contact us for any return question at triyomicollection@gmail.com.


Damages and issues
Please inspect your order upon reception and contact us immediately if the item is defective, damaged or if you receive the wrong item, so that we can evaluate the issue and make it right.


Exceptions / non-returnable items
Certain types of items cannot be returned, like perishable goods (such as food, flowers, or plants), custom products (such as special orders or personalized items), and personal care goods (such as beauty products). We also do not accept returns for hazardous materials, flammable liquids, or gases. Please get in touch if you have questions or concerns about your specific item.

Unfortunately, we cannot accept returns on sale items or gift cards.


Exchanges
The fastest way to ensure you get what you want is to return the item you have, and once the return is accepted, make a separate purchase for the new item.


European Union 14 day cooling off period
Notwithstanding the above, if the merchandise is being shipped into the European Union, you have the right to cancel or return your order within 14 days, for any reason and without a justification. As above, your item must be in the same condition that you received it, unworn or unused, with tags, and in its original packaging. You’ll also need the receipt or proof of purchase.


Refunds
We will notify you once we’ve received and inspected your return, and let you know if the refund was approved or not. If approved, you’ll be automatically refunded on your original payment method within 10 business days. Please remember it can take some time for your bank or credit card company to process and post the refund too.
If more than 15 business days have passed since we’ve approved your return, please contact us at triyomicollection@gmail.com.

Care Instructions
  • Avoid direct contact with perfume, body lotions, hair sprays or other chemicals.
  • Remove your jewellery before going to bed.
  • Remove jewellery when bathing, showering or swimming.
  • Remove jewellery when participating physical activities, e.g cleaning/gardening or workouts.
  • Clean the jewellery after each use and occasionally wipe with a soft cloth.
  • Store in humid free air tight ziplock bag.

Luxury Jewelry Protection

  • 1,800+

    Total Businesses insured

  • 1,100+

    Total Jewellers insured

  • 94%

    Claim Settlement Ratio

  • 50+

    Partners

Featured In

Expert Jewelry Advice

Buying Engagement Jewellery Made Easy, Consult our Expert & Stylist From the Comfort of Your Home.

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What is Covered under Jewellers insurance or Jeweler Block Insurance

Insurance for Jewellers provide protection for loss or damage to valuable items such as jewellery, gold and silver ornaments or plates, pearls, precious stones, cash, and currency notes while they are located within the insured premises. The policy covers a range of risks including fire, explosion, lightning, burglary, housebreaking, theft, hold up, robbery, riot, strike, malicious damage, and terrorism.

The policy is specifically designed for those involved in the gold and valuable trade and offers various coverage options based on individual requirements. One of the sections covered by the policy is the Jewellers Block Policy, which is tailored for businesses that deal exclusively in diamonds such as jewellers and diamantaires.

Jewellers Block Policy is an insurance policy that provides coverage for loss or damage to jewelry and related businesses due to theft, fire, or other perils. Some of the sections which you can choose to include in your jewelry insurance policy include:

  • Stock in Insured Premises, including goods in trust/on commission .
  • Stock in Custody, including goods In trust/on commission
  • Stock in Transit, including goods in trust/on commission
  • Stock In Exhibitions, including goods in trust/on commission
  • Coverage of Building & Assets of the insured Premises
  • Coverage of Fixed Glass and related fittings in the Insured Property
  • Coverage of Fixed Glass and related fittings in the Insured Property
  • Covers Neon illuminated Signs, hoardings at the Insured Premises
  • Electronic Equipment
  • Public Liability at the Insured Premises
  • Coverage of Workmen’s Compensation for workers within the Insured Premises
  • Covers Money in transit or at the Insured Premises
  • Consequential Loss (Fire)

What’s Not Covered in Insurance for Jewellers?

Some common exclusions under insurance for jewelers include:

  • Wilful acts or gross negligence
  • Losses that take place beyond the geographical boundaries specified in the Schedule
  • Destruction/Damage by own fermentation, natural heating, or spontaneous combustion
  • Forest fire
  • Any precious stones, cheques, currency, documents, or similar items that are not explicitly declared
  • Consequential losses, if not opted
  • Theft: Theft during/after operation of peril
  • Terrorism, war, and nuclear group of perils
  • Inadequate funds caused by an error or omission

How to Choose the Correct Sum Insured Under Jewellery Insurance Policy?


It is important to choose Jewellers insurance that provide you sufficient financial coverage. Choosing the right insured value for a jewellers insurance policy is crucial in ensuring comprehensive protection. Jewellers insurance comprises several sections, and the insured amount is determined based on the sections that you select. The following are some of the sections that are typically included in a jewellery insurance policy:

 

 

Type of Sections
Required Sum Insured
 Section I: Property at the policyholder's premises
Section II: Property outside the policyholder's premises
For property located at the policyholder's premises, the insured amount under Sections I, II, and IV must match the total amount stated on the purchase invoice. The insured value may encompass the cost of gold, silver, pearls, and other precious stones, as well as any other merchandise and materials used in the insured's business. It may also include extra costs related to glazing, artwork, or finishing of jewelry, as well as expenses for freight and duty paid. However, it should not be more than the 10% of the purchase invoice (cost price).
Section III: Transit insurance
Sum insured should present the annual carrying limit of the transit.
Section IV: Insured property at exhibition
The insured amount for cash and currency notes will be the highest amount that is at risk during the policy period.
Section V: Other Property
The insured amount must be equivalent to the reinstatement value of the insured property.
Section VI: Infidelity of employees
The insured amount will be (a) the limit specified in the Schedule for an employee declared beforehand under their name and/or designation, or (b) the maximum limit per incident, or (c) the limit stated in the policy for all claims combined.
Section VII: Plate glass
Sufficient coverage must be available to replace the item, accounting for depreciation, in the event of a loss.
Section VIII: Signage
Coverage would be the current market value.
Section IX: Electronic Equipment
The insurance coverage would be based on the cost of replacing the insured property with new property of equivalent type and capacity. The replacement value of insured property would include freight, dues and customs duties and erection costs.
Section X: Portable Equipment
Sum insured would be the current market value (replacement cost after deducting depreciation).
Section XI: Employee Compensation
The coverage provided by the insurance policy would be determined by the maximum amount of liability that the policyholder has chosen.

 

How to Buy Jewellers Liability Insurance from Triyomi ?

Triyomi , a top insurance advisor for companies, can assist you in selecting the appropriate Jewellers Insurance Policy that meets your needs. Simply provide some information about what you're looking for, and Triyomi acting as a jewellery insurance broker, will create insurance policy quotes for you to compare and choose the best option.

If you want to understand more about how insurance works, you can talk to the experts at Triyomi . They work with many different insurance companies, which makes it easier to find and personalize a jewellery insurance policy at an affordable price.

Why Shop with Triyomi

  • It covers gold, diamonds, etc at the insured premises.
  • It covers property in transit
  • It also covers building & other contents
  • Classification of risks based on security features
  • It does not cover inventory loss
  • It does not cover theft or disappearance of property
  • Coverage is provided for Personal Accident for insured, Partners and employee
  • Protection is offered for trade equipment

Associated with

📿How this insurance safeguards your valuable gems.💎

  • Theft

    Chain-snatching or robbery can be unnerving. That’s why we give you full value of the stolen jewellery.

  • Anyone could be wearing it

    We know that you love to share, which is why your jewellery is covered, even if your mom or sister is wearing it.

  • Accidental Damage

    Accidentally broken jewellery won’t break your heart. We will repair it for you.

  • Worldwide Coverage

    Carry your jewellery while travelling, without carrying the burden of fear.

Shop with Confidence

  • 100% Certified

    Every piece of jewellery that we make is certified for authenticity by third-party international laboratories like BIS, SGL, IGI, GIA, and GSL.

  • Free Insured Delivery Within 2-20 Days As Per Availability

    Product Will be Shipped as per availability We insure the jewellery until it is delivered to you & provide free shipping on all orders above Rs.5000

  • 100% Refund

    We offer you a 07-day No Questions asked Money Back Policy. Also, We offer Free Return Shipping for exchanges and resizings.

  • Fair Priced

    Since 2023 we have been earning the trust of our customers through our mission to provide you jewelries of finest designs at the best price.

FREE EXPRESS DELIVERY 🚚
CASH ON DELIVERY AVAILABLE 💸
FAST SHIPPING 🚀
BEST IN QUALITY ✅

Testimonials

I treated myself to the Gold and Diamond Ring from Triyomi Collection, and it’s even more beautiful in person! The combination of gold and diamond gives it such an elegant and luxurious feel. It’s a true showstopper, and I receive compliments every time I wear it!"

Gold and Diamond Ring

"I ordered a Custom Gold Nameplate Necklace from Triyomi Collection, and it exceeded all my expectations. The personalization was done beautifully, and the gold is of the highest quality. I love how unique and meaningful this piece is — it's a perfect gift for myself.

Custom Gold Nameplate Necklace - Ravi

The 20g Gold Coin with a traditional design from Triyomi Collection is absolutely stunning. The craftsmanship is exquisite, and the intricate detailing makes it a perfect gift for any occasion. It’s a great investment and a beautiful piece that I will cherish for years to come.

Gold Coin (20g) with Traditional Design - Pavi

I had a Custom-designed Long Harem Necklace made at Triyomi Collection, and it turned out even better than I imagined. The team worked closely with me to create a design that perfectly suited my style and preferences. The attention to detail is incredible, and the necklace has become one of my favorite pieces in my collection."

Custom-designed Long Harem Necklace - Rekha

The Gold-Plated Long Harem Necklace from Triyomi Collection is a stunning piece. It’s beautifully crafted, lightweight, and has the perfect shine. I wear it frequently, and it complements almost every outfit, from traditional to modern styles. It’s a must-have in any jewelry collection

Gold-Plated Long Harem Necklace - Priya

Recent Claims

  • Claim Solved: Rs. 5 Lakhs

    Alankar Jewellery

    Their employee had collected gold bar from Vishal Chain Delhi and was coming to Mumbai in Rajdhani train at Kota railway station. He was forced to get down by a duty police officer and was taken to a lonely place and robbed.

  • Claim Solved: Rs. 25 Lakhs

    Arihant Gold

    Employee was coming to Mumbai from Varanasi. He was robbed by gun point in rikshaw at Varanasi Station.

  • Claim Solved: Rs. 75 Lakhs

    Murari Exports

    Two employees were travelling in bus with two bags containing gold, bus takes a hault where one employee got down for washroom and another employee was on the bus suddenly two people entered the bus and stole one bag of gold.

  • Claim Solved: Rs. 2.5 Lakhs

    Guinea Gold

    Four miscreants came in the shop as customers and at gunpoint looted gold ornaments.

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